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Life=math problem: + irritation, – sleep, × problems, ÷ happiness.

“The quality of life that you have is determined solely by the effort you put into giving your life value, purpose and a reason.” – Steven Redhead, the Solution. Sorry Mr. Redhead, but that’s not entirely true when it comes to life insurance. Rather, your annual salary and the number of years left to work [...]

Younger and Thinner is the Name of the Game

If younger and thinner is the name of the game? Then I don’t want to play. Perfect health? Good cholesterol and blood pressure? Not on any medication? No family history of heart attack and stroke before the age of 65? No history of alcohol or drug abuse (including tobacco)? Play it safe? If you said [...]

I only married you for your insurable interest

Insurable interest is created in one of three ways – by blood, marriage, or by a business relationship. It exists when an insured person derives a financial or other kind of benefit from the continuous existence of the insured object. You would have unlimited insurable interest in yourself. It must exist when the policy is [...]

They always argue that I shall someday die, which is not so

I detest Life-Insurance Agents; they always argue that I shall someday die, which is not so. – Stephen Leacock Uberrima Fides. The insurance contract must be entered into in utmost good faith by both parties (or uberrima fides if you will). The insured has a reasonable and just cause to assume something – that the [...]

A Verbal Contract isn’t worth the paper it’s written on

A Verbal Contract isn’t worth the paper it’s written on. – Samuel Goldwyn I first came to realize the surplus of contracts out there after getting engaged. There’s the marriage contract and prenuptial agreement (needless to say, we did not need this). There’s the contract required to join bank accounts and another to put someone [...]

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